100 Europa Drive, Suite 410 Chapel Hill, NC 27517 Secure Client Portal
919 459 8181

Expatriates

You may be …

  • A US citizen living overseas, perhaps for an extended period of time
  • In your highest-earning years, but potentially facing uncertainty about next postings … and if (or when) you will return to the US

Your challenges, and how we help:

Challenge
Financial planning with uncertainty: time horizons, currency movements and next destinations can all be unpredictable
Solution
Build a flexible plan and analyze different scenarios. You maximize your financial position by minimizing risks (e.g., currency) and building a large cushion of savings
Challenge
Investing without the ease and low cost of US banks and brokers
Solution
Often, it is best to keep brokerage accounts in the US but bank accounts local; then, we create an investment strategy that hedges your unique risks living overseas
Challenge
Estate and tax planning for mixed nationality couples
Solution
Create strategies that take advantage of a non-US spouse’s ability to avoid US worldwide tax but address estate tax disadvantages
Challenge
Managing currency risk
Solution
Develop and implement a plan that matches the currencies of your assets (investments, real estate, etc.) with the currencies of your liabilities – primarily, future expenses